Real estate appraisal services for homeowners in the city of Calabasas and Los Angeles County
See the top reasons California homeowners order from Pamela Evans:
We at Pamela Evans understand the individual needs of a consumer seeking appraisal services. Our typical business clients understand the appraisal process and the usual documents we provide. But as a consumer, you'll receive extra guidance and explanations through the appraisal process to more fully understand what we do and how we present our findings.
For Sale by Owner/Pre-Listing ServicesIt's very hard to be objective about your own home because you most likely have an emotional attachment to it. Professional appraisers, like the ones at Pamela Evans, are objective. We'll tell you what you need to know, not just what you want to hear. A professional appraisal is very crucial as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic selling price so your home will attract interested buyers. The appraisal is something tangible to show the buyer. The appraisal is an independent third party's opinion of your house's market value, not just you saying how much your home is worth. Potential buyers assume that you have an emotional attachment to your home and will be more likely to give credibility to a qualified appraiser's value assessment than yours.
Challenge Tax AssessmentYour local tax assessor may have your home overvalued if you live in a local area that is going down. This only means you're going to pay higher taxes than you should be paying. The faster you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an expert appraisal from Pamela Evans is your best weapon when challenging your property tax assessment.
Need to remove PMI?PMI stands for Private Mortgage Insurance. A fashionable way to save money for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is down below 80% of the value of your property, in most cases you can apply to a lender to have the PMI eliminated from your loan, which will make your monthly payments go down. At Pamela Evans, we're veterans in helping people just like you abolish unneeded and unwanted PMI insurance.
HELOC recently frozen?Your lender may just choose to automatically freeze your home equity line of credit (HELOC) if your property is close to a declining area -- even if your specific property has not declined in value. This can be inopportune from a cash flow point of view, and bad for your credit score since it may appear as though that credit line is maxed out. An appraisal from Pamela Evans can help you reinstate your HELOC.
Need Field and Desktop Appraisal Review Services?Would you wish a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you want a veteran appraiser to double-check your appraisal for precision? An appraiser from Pamela Evans can go out and check the subject and comps in a field review. If you're in a hurry, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.
We can also provide you with a retrospective review of any appraisal report you may have had in the past. While usually requested by banks, you may need to employ this service if you suspect mortgage fraud related to your house.